FAQ

Are my transactions secure?

Can’t I accelerate loan payments on my own?

How can Pay Down My Debt help me pay down my debt faster?

How do I change my debit date?

How does PDMD work?

How much does it cost?

Is this a consolidation service?

What is Pay Down My Debt?

What is the Kelley Blue Book integrated trade-in value?

Who is US Equity Advantage? How is USEA affiliated with Pay Down My Debt

Will my payments be processed if the office is closed?

What does the monthly subscription fee include?

What if I want to cancel? Are there any cancellation fees?

Why do I need to send you my lender statement?

What happens if I sell my home before its paid off?

I’ve been paying off my student loans for a few years already, can I still benefit by accelerating the pay off?

What happens if I defer my student loans after I start?

Do I have to consolidate my credit cards to enroll them in PDMD?

When enrolling my credit cards, am I transferring my balance to PDMD?

How do I find my VIN?

What happens if I sell or trade in my car before it’s paid off?

How can enrolling my loans in PDMD help improve my credit score?

How much will I have to pay to receive my credit score?

How often can I check my credit score?

I have a question about the accuracy of my VantageScore credit report from TransUnion?

What can I do to improve my credit score?

Why should I know my credit score?

How can I get my money back that was stolen from my debit card accounts or other electronic funds?

How can Identity Theft be committed?

How do I block identity theft-related information from appearing my credit report?

How do I determine if I’m a victim of Identity Theft?

How do I dispute fraudulent accounts opened in my name?

How do I dispute fraudulent charges on my existing accounts?

How do I stop businesses from sending inaccurate information that appears on my credit report?

What can an identity thief do with my personal information?

What is Identity Theft?

What should I do if a debt collector contacts me about fraudulent accounts that weren’t paid?

What should I do if an identity thief accesses my investment accounts?

What should I do if an identity thief files for bankruptcy in my name?

What should I do if an identity thief files my tax return?

What should I do if an identity thief gets a driver’s license in my name?

What should I do if an identity thief misuses my Social Security Number?

What should I do if an identity thief opens a credit card in my name?

What should I do if an identity thief opens new bank accounts in my name?

What should I do if an identity thief receives medical treatment using my name?

What should I do if an identity thief steals my mail or changes my mailing address?

What should I do if an identity thief steals my passport?

What should I do if an identity thief takes money from my checking account?

What should I do if an identity thief takes out student loans in my name?

What should I do if an identity thief uses my financial accounts to set up utility services?

What should I do if an identity thief uses my name in criminal violations?

What should I do if my information is lost or stolen, but my accounts don’t show any problems?

What should I do if there are unauthorized charges on my credit card?

What should I do immediately if I become a victim of identity theft?

What should I do to protect my identity?